Life can change in an instant, and the financial impact on your family can be overwhelming if you’re not there to provide for them. Term life insurance is one of the most straightforward and cost-effective ways to ensure your loved ones are financially secure no matter what the future holds.

This type of policy provides coverage for a set period—usually 10, 20, or 30 years. If you pass away during that time, your family receives a lump-sum, tax-free payment they can use for anything they need, such as covering living expenses, paying the mortgage, keeping up with college tuition, or paying off debts.

People choose term life insurance because it’s affordable, easy to understand, and offers flexibility. You can choose the length of coverage that matches your goals, and during those important years when expenses are high and loved ones depend on your income, you’ll have peace of mind knowing they’re protected.

Sarah, a 35-year-old single mother, bought a 20-year term policy for $500,000. Her monthly cost was under $25. While she’s healthy today, she knows that if something unexpected happened, her children could stay in their home and continue their education without the added burden of financial stress.

Term life insurance is a smart, budget-friendly way to protect your family during the years they need it most. It only takes a few minutes to see how affordable protecting your loved ones can be