The cost of extended care can be a major financial challenge, especially as people live longer. Long term care insurance helps cover the cost of services that health insurance or Medicare usually don’t, such as assistance with daily living at home, in assisted living, or in a nursing facility.

With long term care insurance, you can choose where and how you receive care, without draining your retirement savings or placing a financial burden on your family. Benefits are paid directly to help cover expenses, giving you more control over your future.

People choose long term care insurance to protect their assets, ensure quality care, and give their loved ones peace of mind.

Robert, age 62, saw firsthand how his father’s long-term care needs quickly erased years of savings. Determined to avoid the same fate, he purchased a policy that provides up to $6,000 a month for care. Now, if he ever needs it, his retirement funds stay protected and his children won’t have to take on the cost.

Planning ahead for long term care is one of the best ways to protect your independence, savings, and family.